Bespoke Funeral Plans is a well-established funeral plan provider, working in collaboration with Safe Hands Funeral plans to offer some of the UK’s most affordable pre-paid funeral plan products. We work with a national network of over 1100 professional will-writers, IFAs, estate planners and solicitors who offer our plans as part of their other services. If you would like to organise or update a will, or take out an LPA (lasting power of attorney) then let us know and we will put you in touch with a qualified professional – many of whom are members of the Society of Wills Writers or the Institute of Professional Will Writers.
A funeral plan is a means by which to protect your family against rising funeral costs, and to eliminate any uncertainty or indecision regarding what your preferred funeral arrangements should include.
Over the last 2 decades, funeral costs have been rising in excess of the rate of inflation. Taking out a funeral plan means that regardless of however long you live, or however much funeral director’s fees and services cost when you pass away, your loved ones won’t be required to pay towards them.
Bespoke Funeral Plans offer 5 different funeral plan options to suit different tastes and budgets. With the exception of the Direct Cremation option, all, as an absolute minimum, include a hearse, a lined and fitted coffin, 24 hour transfer of the deceased, care and preparation of the deceased, and funeral director’s fees. Also, all options, with the exception of the Direct Cremation and the Topaz, include an £1200 allowance towards 3rd party fees / disbursements.
Yes. Bespoke Funeral Plans work in partnership with a national network of NFFD (National Federation of Funeral Directors) approved firms, many of whom offer decades’ of experience providing top quality funeral services within their local communities. Bespoke Funeral Plans customers also have the option of nominating a specific firm, and regardless of whether or not they are NFFD approved, we will offer your funeral to them before any other firm.
We can provide an eco-friendly funeral plan. However, because the prices of eco-funerals vary according to location and customers’ specific requirements, please contact us to obtain a firm price.
3rd party fees, or ‘disbursements’ refer to elements of a funeral cost that are paid by the funeral director to 3rd parties on your behalf. These are cremation fees (national average £600), doctor’s fees (£164 nationally, except Scotland where they are free) and minister or celebrant fee (£180). With the exception of the Topaz option, all Bespoke Funeral Plans contain an allowance of £1200 to cover 3rd party fees. This allowance rises annually at least in line with RPI. There may be a balance to pay at the time of need if the 3rd party fees payable by the funeral director on your behalf when you die, exceed the allowance in your plan (+RPI) at that time.
Yes. Should you choose the Topaz option, you are welcome to pay for the 3rd Party Fees at a later date, or alternatively, your family / estate can pay for them when you pass away (under such circumstances, 3rd Party Fees will be charged at the rate prevailing at that particular time).
Yes. Upon application, simply make us aware that this is your intention.
The great thing about our plans are that, in this sad case, the ONLY thing that your next of kin have to do is pay the balance of the plan price (minus any interest) before the funeral takes place. All of your wishes are still met and the price is still secured at the great price that you pay when you take the plan out. A typical example is a person taking out a 10 year Pearl plan (£2945), they pass away after 5 years having paid £2062. Simply the family would have to find just £883 which is considerably less than they would need to find if the plan wasn’t in place. Again, all of your wishes are still carried out as you want.
Yes. There are no limits to the extent of personal requests that you may like your funeral to include. For instance, you might want the service to feature favorite music, hymns or readings. Or you might like mourners to adhere to a certain dress code. Depending on the nature of your personal requests, they may incur an additional charge although we would of course ensure that you are made aware before you pay for your plan.
Yes. However, because interment costs vary enormously according to different local authorities pricing, only when we know where you wish to be buried can we give you a fixed price.
No. If you don’t wish to pay for your plan outright, then we do offer flexible payment options. Instalments can be spread over 12, 24, 36, 60 or 120 months (payments over 12 or 24 months are interest free).
Please see our pricing options here:
If you want to cancel your funeral plan (after 28 days) you will incur a £395 cancellation fee which will be deducted from your refund.
If you change your mind within the initial 28-day cooling off period, then you are eligible to receive a full, no-quibble, refund. Cancellations are to be put in writing (by posted letter only) and signed by the person who purchased the plan.
If you change your mind after the initial 28-day cooling off period, then you will be required to pay a £395 cancellation fee (this will be deducted from your refund).
If you die anywhere within the UK: extra mileage (beyond a 20 mile radius of the funeral director tasked with conducting the funeral) will be charged at £1 per mile.
If you die anywhere outside of the UK: Repatriation, unless included within the price of the plan, is the responsiblity of the next of kin. Repatriation is usually covered by travel insurance.
If you have any further questions please use the form below.